Umbrella Insurance


Hero ImageUmbrella Insurance from Firefighter Insurance Services

Although no one likes to think of the possibility of being caught in a major lawsuit, serious accidents can (and do) happen. Should you ever be sued for a major accident or potentially negligent act, your valuable assets might be in danger.

Personal umbrella insurance helps provide you with extra protection that goes beyond what your homeowners or automobile liability policies cover. Everything from your child’s college fund to your retirement savings could be at risk from legal liability claims, if you aren't fully covered for this unpredictable situation.

What does umbrella insurance cover?

An umbrella policy provides excess liability above your primary insurance limits. For example, if you carry $300,000 liability on your homeowners policy, then it would become a total of $1.3 million if you purchased a $1 million umbrella policy. An umbrella policy typically offers:

  • $1 and $5 million coverage limits
  • Personal injury coverage for claims such as libel, slander, defamation of character and invasion of privacy
  • Defense coverage for attorney fees and other legal costs

Get a quote for Umbrella insurance today. Call (800) 231-1626.

About Firefighter Insurance Services


Preservation of life and property is the objective of the fire profession. At Firefighter Insurance Services, we encompass the same values of safeguarding your future and protecting your property.

FIS understands the unique lifestyles of firefighters and their families and offer competitive pricing from dependable insurance providers, such as, Allied, CIG, Travelers, Hartford, Safeco, Mercury, and Civil Service Employees Insurance Group.

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If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-231-1626 for assistance. Also, all products, services and information available on this website are also available at any of our physical branches, where we would be happy to assist you further.